000 00230nam a22001217a 4500
003 SGT
082 _a658.15
_bPAN
100 _aPANDAY,I.M
245 _aFINANCIAL MANAGEMENT
250 _a11TH
260 _aVIKAS
942 _2ddc
_cCD
999 _c24338
_d24338